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Insurance - you need it! - and thanks to MIB's exclusive and generous deal, filmmakers & artists save a lot of money with Radar

If you're filmmaker or a performer, you need insurance cover. We've teamed up with leading UK company, Media Insurance Brokers, to create an exclusive deal to save £68 on their already attractive touring and production packages.

There are three reasons to take out insurance cover:

Legal, the law of the land requires you have basic insurance cover to make films and perform in public,

Contractual, many work agreements you have will require you carry insurance cover,

Asset protection, to protect against loss or damage to equipment.

Public Liability is a legal requirement and so is Employers Liability - they cover the health and safety of your cast, crew, injury to any person and damage to property.

Equipment cover is optional but is very good sense.

Artists, bands, managers & labels in the UK who use or who have used Radar in the last 12 months can benefit from an additional 10% off quoted prices in MIB's bespoke package for performing artists, called PLAYSAFE.

Directors and production companies in the UK who are Radar subscribers can benefit from another exclusive deal for Public Liability, Employers Liability and Equipment Insurance, which could save a whopping £68 off the annual insurance premium. Again, email Heather to pick up your exclusive discount code.

Here's the deals:

Artists, bands, labels, managers:

Click through for more details about PLAYSAFE and email Heather to pick up your exclusive 10% discount code.

Directors, production companies:

Cover Type Limit

Public Liability £2M

Annual Premium £110

Public Liability £5M

Annual Premium £195

Employers Liability £10M

Annual Premium £60

Equipment UK/EU equipment coverage per £10k cover £10k

Annual Premium £110

Equipment worldwide coverage

per £10k cover £10k

Annual Premium £225

Depending on individual requirements MIB can also quote for bespoke packages of cover.

All policies include full theft cover which is NOT restricted to forcible or violent entry

Premiums include insurance premium tax at 9.50%

Excess is £250 per claim on equipment policies and third party property claims.

Public Liability assumes annual income for any freelancer or production company with turnover below £80k

Employers Liability based on annual wageroll of up to £25k

We can provide a temporary increase at any time, and do often when someone is filming or playing at a location where they demand £5M or £10M etc

Portable equipment is included in the examples we provided – in reality this is normally laptops and cameras but can include any kit apart from mobile phones.

Temporary increase from £2M to £5M for the period required.  We do this a lot and the additional premium will be calculated in each scenario.  A single month of uplift would probably be around £25 plus tax.

Permanent increase.  The client would only be charged the difference.  So, for instance, after 3 months with a £2M limit there would be a £57 additional premium to permanently increase to £5M limit for the remaining 9 months of the policy.

We would never penalise the client for changing the cover, just charge them the difference but there would always be a minimum charge of £25 for any adjustment due to the admin costs of doing so.

ps: Here's further, background reading about insurance cover

comprehensive guides are available on the MIB site http://www.media-insurance.co.uk/




pps: MIB can often quote for performers and producers outside the UK, but we can't yet provide standard, off-the-shelf deals. If you're based outside the UK and are interested in a friendly and competitive quote, please get in touch.

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Radar Introduces a unique Video Production Contract for Directors, Labels, Artists and Managers in the UK

Launched at MusicVidFest at the Roundhouse earlier this month, Radar introduces a unique contract accessible to Labels, Managers, Artists and Directors working in the UK.

Radar Music Videos is the leading community music video directors in the world, with more than 17,000 registered users, so they're well aware of the need for simple, accessible and affordable video production contracts. 

No such contract existed before now - available options are complex, expensive or heavily weighted in favour of one party or the other - so Radar approached leading UK media lawyers Wiggin LLP to create a simple agreement for Radar's users and others in the video production sector.

Radar are hoping the contract will standardise protocols in the unregulated world of low-budget music video production.

Users are taken through all the common requirements for production, like cashflow, re-edits, ownership and promotional use - and are able to customise the contract as appropriate for each particular project. The contract is unique, in that it is equally fair to both parties. It's also written in plain English and downloadable.  

Price is also a big consideration for this market sector. The the contract via Radar is discounted by £10, costing £25 plus VAT. Full details of how to buy the contract can be found on Radar's blog.

"We know a lot of commissioners and directors approach video production with a 'fingers-crossed' attitude, which can easily unravel" says Lisa Goll, marketing manager of Radar. "We hope the availability of this contact encourages directors and commissioners to use contracts as a matter of course - most disagreements are easily solved if terms have been discussed with a clear head and documented in advance.

In line with this promotion, Radar and Wiggin have produced an infographic and advice article: "Five Good Reasons to use a PROPER Contract for your Music Videos" for free distribution. 

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What is Music Week Presents?

A digital talent showcase
Your track gets featured on the homepage of Music Week (www.musicweek.com) and on the Music Week Presents page
sound cloud/youtube embed, Artist/Album/Single picture featured and space for a 200 word bio
Your track gets sent to the inboxes of over 8,000 industry execs as part of Music Week daily digest
Link to story tweeted to over 56,000 followers of @MusicWeekNews
Be part of the monthly Music Week Presents playlist that gets sent out to the Music Week Daily Digest
The best way to get new music and unsigned artists in front of the most influential readership possible
Goes through a selection process
If chosen, it only costs 295 + VAT (this is due to the high calibre industry contacts we send this to)

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